Financial Policy
The Western State College Health Center is a satellite of the Gunnison Family Medical Center and is subject to the same financial policy. Please take a few minutes to read and understand this policy.
We are committed to providing you with the best possible care. If you have medical insurance, we will work with you to help you receive your maximum allowable benefits. in order to resch these goals, please assist and understand our payment policy.
Payments for services, including co-pays, are DUE AT THE TIME SERVICES ARE RENDERED unless payments arrangements have been approved in advanceby our staff. We will be happy to help you submit your insurance claim form for reinbursement.
We will gladly discuss your proposed treatment and answer any questions relating to your insurance. HOWEVER, PLEASE REALIZE THAT:
Your insurance is a contract between you and/or your employer and the insurance company. We are not a party to that contract(with a few exceptions, including Medicare, Medicaid, Rocky Mountain PPO, Anthem, BCBS, Great West, and Sloans Lake). YOU are responsible for providing us with current, accurate insurance information in a timely manner.
Our fees are generally considered to fall within the reasonable and customary range by most companies, and therefore are covered by the maximum allowance determined by each carrier. This applies to only the companies who pay a percentage(such as 50% or 80%) of usual, customary.
Not ALL Services are Covered Benefits under ALL contracts. Some insurance companies designate certain services they will not cover. We will gladly call for precertification, but it is important to understand that this does not guarantee coverage of payment. You are reponsible for obtaining any required referrals and we will assist you with that if necessary.
We emphasize that as heath care providers, our relationship is with you, not your insurance company. While the filing of insurance claims is a courtesy that we extend to our patients, all charges are your responsibility from the date that services are rendered.
We realize that temporary financial problems may affect timely payment of your account. If such problems do arise, we encourage you to contact us promptly for assistance in the management of your account. If it becomes neccessary to use an outside collection agency to secure payment of any balance due, a 30% fee will be added to the account.
If you have any questions about the above information or any uncertainty regarding insurance coverage, PLEASE ASK US.
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